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Apply for a Credit Card online in 3 easy steps... 1. Choose from our Bad Credit  Credit Cards 2. Click on the offer 3. Fill out an application    Credit Cards for People with Bad Credit The following cards are designed for people with bad credit or who are looking to re-establish their credit. Once good credit is obtained, you will be bale to qualify for a lower interest card again.

Wired Plastic + Rewards Stored Value MasterCard® (Prepaid Mastercard) Prepaid Debit Card Highlights: *Guaranteed Approval Stored Value MasterCard®* Use anywhere MasterCard is accepted (over 30 million locations) No bank account or employment verification Earn 1 Wired Point™ for every $1 you spend* Redeem Wired Points™ for Prepaid Wireless, Internet and Calling Card airtime* Add cash instantly with Western Union® SwiftPay® Powerful online account management. One time activation fee of $29.95 Intro APR Intro APR Period Regular APR Annual Fee Account Setup Fee Grace Period Balance Transfers Credit Needed for Approval N/A* N/A* N/A* N/A* 29.95* N/A* N/A* Bad Credit OK*

First PREMIER Bank Gold MasterCard® Card Highlights: Low Fixed APR* Reports monthly to 4 Major Credit Bureaus Enjoy the benefit of 24 hour online account access Prestige of a Gold Card. See application for complete terms & conditions*                                                                               Intro APR Intro APR Period Regular APR Annual Fee Account Setup Fee Grace Period Balance Transfers Credit Needed for Approval * * * * * * * Bad Credit OK*

Orchard Bank MasterCard Credit Card Credit Card Highlights: A good credit card for people who are looking to re-establish their credit and would like the convenience of a MasterCard Starting credit line between $300 and $1,500 Reports to all 3 credit bureaus each month, which can help improve your credit score. Accepted anywhere Mastercard is accepted Free Online Account Access and Bill Pay Intro APR Intro APR Period Regular APR Annual Fee Account Setup Fee Grace Period Balance Transfers Credit Needed for Approval N/A* N/A* 18.90%* $35* Yes* 25 Days* N/A* Bad Credit OK*

First PREMIER Bank Credit Card Card Highlights: You may qualify for an UNSECURED Visa® or MasterCard®. Low Fixed APR* Reports monthly to 4 Major Credit Bureaus Enjoy the benefit of 24 hour online account access See application for complete terms & conditions*                                                                                 Intro APR Intro APR Period Regular APR Annual Fee Account Setup Fee Grace Period Balance Transfers Credit Needed for Approval * * * * * * * Bad Credit OK*

Centennial Gold MasterCard® Card Highlights: Get your Credit back on track! Low Fixed APR* Reports monthly to 4 Major Credit Bureaus Enjoy the benefit of 24 hour online account access. The Prestige of a Gold Card. See application for complete terms & conditions*                                                                      Intro APR Intro APR Period Regular APR Annual Fee Account Setup Fee Grace Period Balance Transfers Credit Needed for Approval * * * * * * * Bad Credit OK*

Prepaid Credit Cards & Debit Cards With Prepaid credit cards and debit cards you must deposit funds into the account before using the card. For this reason Prepaid Debit Cards can also help you control your spending while at the same time allowing you many of the conveniences a credit card offers.

Ecount® MasterCard® Card (Prepaid Debit Card) Pre-paid Debit Card Highlights: The VayaT MasterCardR Card is a prepaid MasterCard that you fund through transfers from your bank account or directly from your paycheck. You decide how much money to load onto your MasterCard. And since you can only spend or withdraw the money that's available on your card, you can't overspend or get into more debt. It's good at more than 29 million MasterCard locations and gives you instant cash access at more than 900,000 ATMs worldwide. Intro APR Intro APR Period Regular APR Monthly Fee Account Setup Fee Grace Period Balance Transfers Credit Needed for Approval N/A* N/A* N/A* $5.95* $59* N/A* N/A* Bad Credit OK*

Wired Plastic + Rewards Stored Value MasterCard® Prepaid Debit Card Highlights: *Guaranteed Approval Stored Value MasterCard® Use anywhere MasterCard is accepted (over 30 million locations) No bank account or employment verification Earn 1 Wired Point™ for every $1 you spend* Redeem Wired Points™ for Prepaid Wireless, Internet and Calling Card airtime* Add cash instantly with Western Union® SwiftPay® Powerful online account management. One time activation fee of $29.95 Intro APR Intro APR Period Regular APR Annual Fee Account Setup Fee Grace Period Balance Transfers Credit Needed for Approval N/A* N/A* N/A* N/A* 29.95* N/A* N/A* Bad Credit OK*

Catalog Card Offers Catalog Cards are not like regular credit cards. Most of them only allow you to purchase merchandise at select online retail locations. For this reason, they limit you as to where you can use them, but usually offer easy approval for people with bad credit.

USA Platinum (Catalog Card) Catalog Card Highlights: *Guaranteed online approval * No Credit Checks or Turndowns Monthly credit limit increases* * Establish your credit by reporting to a major Credit Bureau* *Guaranteed Approval Qualifications: You must be 18 years old, a U.S. citizen, or permanent resident (excluding Wisconsin) with an active checking account, a monthly household income of $800 or more and no undischarged bankruptcies. *See website for terms and conditions Intro APR Intro APR Period Regular APR Monthly Fee Account Setup Fee Grace Period Balance Transfers Credit Needed for Approval N/A* N/A* N/A* N/A* N/A* N/A* N/A* Bad Credit OK*

USA Gold Credit Card (Catalog Card) Catalog Card Highlights: *$5000 unsecured credit line for all kinds of merchandise *No Credit Checks or Turndowns *Monthly credit limit increases *Establish your credit by reporting to one major Credit Bureau Qualifications: You must be 18yrs. old, a U.S. citizen or permanent resident (excluding Wisconsin), with an active checking account & a monthly household income of $800 or more & no undischarged bankruptcies. *See website for terms and conditions Intro APR Intro APR Period Regular APR Monthly Fee Account Setup Fee Grace Period Balance Transfers Credit Needed for Approval N/A* N/A* N/A* N/A* N/A* N/A* N/A* Bad Credit OK*