The VayaT MasterCardR Card is a prepaid MasterCard that you fund through transfers from your bank account or directly from your paycheck. You decide how much money to load onto your MasterCard. And since you can only spend or withdraw the money that's available on your card, you can't overspend or get into more debt. It's good at more than 29 million MasterCard locations and gives you instant cash access at more than 900,000 ATMs worldwide.

• Guaranteed Approval Stored Value MasterCard®*
• Use anywhere MasterCard is accepted (over 30 million locations)
  
• No bank account or employment verification
• Earn 1 Wired Point™ for every $1 you spend*
• Redeem Wired Points™ for Prepaid Wireless, Internet and Calling Card airtime*
  
• Add cash instantly with Western Union® SwiftPay®
  
• Powerful online account management.
  
• One time activation fee of $29.95

• *Guaranteed online approval
• *No Credit Checks or Turndowns
• *Monthly credit limit increases
• *Establish your credit by reporting to a major Credit Bureau
• *Guaranteed Approval Qualifications: *You must be 18 years old, a U.S. citizen, or permanent resident (excluding Wisconsin) with an active checking account, a monthly household income of $800 or more and no undischarged bankruptcies.
• *See website for terms and conditions

• $5000 unsecured credit line for all kinds of merchandise*
• No Credit Checks or Turndowns*
• Monthly credit limit increases*
• Establish your credit by reporting to major Credit Bureaus*
• Qualifications: You must be 18yrs. old, a U.S. citizen or permanent resident (excluding Wisconsin), with an active checking account & a monthly household income of $800 or more & no undischarged bankruptcies.